Preparing for the Second Half

Here we go again! June is here, which means the second half of the year is a few short weeks away. Financially, have you been doing well with your goals? I haven’t, so this post is for both of us.

It’s time to recap your goals, where you fell short and where you excelled. It’s also time to adjust the goals if you haven’t been able to meet them. Maybe you have to scale them back a bit to make them more attainable. The idea isn’t to just make a goal to say you have one, but to set a goal and meet said goal(s). As you meet them, you become more and more motivated so scaling back is really a beneficial and encouraging tactic.

For years I have mentioned to start small and save small. It works so I am not going to deviate away from that. Small goals can and will always get you to bigger goals. I’m not ignoring inflation, recession, hard times, life, etc. We have the power to not allow those things to be a factor if we choose to. We just have to work around those things.

  • Utilize as many cash back, receipt scanning for points, surveys for points or cash and referral programs as you can. I use Rakuten, NCP Online (492F5C), Shell Fuel Rewards & CoinOut to name a few.
  • When using credit cards, utilize those that benefit you with cash back, multiple points for purchases and redeem for cash reward systems.
  • Check the Treasury for your state for unclaimed property and/or check online for Class Action Settlements.
  • Invest in highly sought after items and create a raffle to give the items away. (ex. Purchase a $50.00 item and sell $5.00 raffle tickets for a chance to win the item(s). Selling 50 raffle tickets will get you $200 in profit after taking out the $50 for the item purchased.)
  • Create an online product, course, video, service, worksheet, book, etc. This one time creation can get you years of passive income.
  • Buy bulk items and resell for profit. You can resell the items online or at a flea market or pop-up shop.

Get back on track if you have fallen off. You still have a chance to meet your goals. It’s time to kick it up a notch. If you are meeting your goals and haven’t missed the mark, it is also time to kick it up a notch and challenge yourself by setting your goals higher. Happy saving and budgeting!!!

Sincerely,

Angie

Have a Great Year on Purpose!

Prepare your mind to be blown away in 2024. There may be road blocks along the way but they won’t command your year. Just consider them pit stops along the journey. You have a choice to not let anything derail you from your intentions for your year. The road blocks won’t define you or your goals. Keep your eyes on the goal(s). Take control and have a great year on purpose.

Set your intentions for the year With almost anything in life, you need direction. You should have some sort of an idea of what is next or what you want and how to get to where you want to go or be. Setting intentions gives you something to work towards.

Write them down One of the most powerful things you can do is to write things down. This gives power to whatever is written down. You can see it and it starts to manifest deep inside of you.

Change your attitude and perspective Changing your outlook can change things drastically. It’s very easy to be negative or pessimistic but life is better when you are positive and optimistic. Train your mind to focus on the positive and being grateful.

See the good in every day Expect good things to happen and choose to see the good in each day you are blessed with life. Even the rain can be beautiful.

Incorporate rest and relaxation into your schedule Take care of yourself. Rest is necessary. Forget what you heard, rest, self-care and relaxation provides you with the energy to be able to get ish done and give to others.

Find a way to bless others often Giving to others just sets off good feelings, for you and the person you give to. Whether it’s time, energy, service, monetary, etc. giving or blessing others is such a blessing.

Seek peace and joy Figure out your triggers and settle your past with them so that peace and joy has room to thrive. Seek out things that brings you peace and joy.

Laugh often Smiling and laughing helps to release endorphins that can improve your mood, ease pain, send positive feelings throughout your body, amongst so many other benefits. Think of happy memories, find funny jokes online and be merry.

Get offline Get offline and get into life. You may catch yourself losing track of time or getting sad or angry while scrolling online. Log off, take a deep breath and snap back to reality. Your life is waiting for you outside of what you may see online. Most of it isn’t real or it’s only a snippet of a moment in someone’s life.

These aren’t the only ways to have a great year on purpose but they’re a definite start. A great day, week, month and year are all attainable. You only have to be intentional and disciplined enough to go after it. 2024 seems like a great year to have a great year!

Sincerely,

Angie