Here we go again! June is here, which means the second half of the year is a few short weeks away. Financially, have you been doing well with your goals? I haven’t, so this post is for both of us.

It’s time to recap your goals, where you fell short and where you excelled. It’s also time to adjust the goals if you haven’t been able to meet them. Maybe you have to scale them back a bit to make them more attainable. The idea isn’t to just make a goal to say you have one, but to set a goal and meet said goal(s). As you meet them, you become more and more motivated so scaling back is really a beneficial and encouraging tactic.

For years I have mentioned to start small and save small. It works so I am not going to deviate away from that. Small goals can and will always get you to bigger goals. I’m not ignoring inflation, recession, hard times, life, etc. We have the power to not allow those things to be a factor if we choose to. We just have to work around those things.

• Utilize as many cash back, receipt scanning for points, surveys for points or cash and referral programs as you can. I use Rakuten, NCP Online (492F5C), Shell Fuel Rewards & CoinOut to name a few.
• When using credit cards, utilize those that benefit you with cash back, multiple points for purchases and redeem for cash reward systems.
• Check the Treasury for your state for unclaimed property and/or check online for Class Action Settlements.
• Invest in highly sought after items and create a raffle to give the items away. (ex. Purchase a $50.00 item and sell $5.00 raffle tickets for a chance to win the item(s). Selling 50 raffle tickets will get you $200 in profit after taking out the $50 for the item purchased.)
• Create an online product, course, video, service, worksheet, book, etc. This one time creation can get you years of passive income.
• Buy bulk items and resell for profit. You can resell the items online or at a flea market or pop-up shop.

Get back on track if you have fallen off. You still have a chance to meet your goals. It’s time to kick it up a notch. If you are meeting your goals and haven’t missed the mark, it is also time to kick it up a notch and challenge yourself by setting your goals higher. Happy saving and budgeting!!!

Sincerely,

Angie